A cartoon illustration of a blue shark character named Merhaj wearing a white lab coat sitting next to a woman with long red hair. They're both at a desk looking at a computer monitor displaying "Individual health plan" information. The woman in a purple shirt is typing on a keyboard. The office setting includes a potted plant with large green leaves, a wall clock, and bookshelves. The illustration has a clean, minimalist style with a beige background, depicting what appears to be a health insurance consultation.

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Freepik

  • The policy may be issued on standard terms
  • A loading may be imposed (this means you’ll have a higher premium)
  • There may be an exclusion (some conditions may not be covered)
  • The application may be declined
  • The application may be deferred

    • You are advised to check with your adviser or insurer regarding the terms of your policy.